IB
IB ClubA Structured Career Path
to Debt Capital Markets
to Debt Capital Markets
Practitioner-led education in debt capital markets and structured treasury. Built by someone who spent 20+ years and ₹8,000+ crore doing the work — not teaching from a textbook.
30
Courses
7
Packs
20+
Years Experience
₹8000 Cr
in Transactions
The Gap
The Half of Finance
Nobody Teaches
Nobody Teaches
MBA classrooms teach equity valuation, M&A, and financial modelling. Important — but only half the map. The other half handles 10–50x more capital and has almost zero competition.
What MBA Covers
Equity Valuation
M&A Advisory
Financial Modelling
IPO Process
What MBA Doesn't Cover
Term Loans & NCDs
Commercial Paper & ECBs
Securitisation & Loan Sell-Down
Treasury & ALM Operations
Debt Syndication & Co-Lending
Credit Rating Management
Lender Relations & Deal Structuring
The right side employs more professionals, moves more capital, and has almost no competition for roles.
9,000+ NBFCs, banks, HFCs, small finance banks, and lending fintechs depend on these functions daily. IB Club exists to fill this gap.
The Vision
10,000 DCM
Professionals
Professionals
Today, almost zero structured training exists for debt capital markets in India. Every practitioner in this field learned through years of trial and error on the job.
- No MBA program teaches treasury operations at the level NBFCs need
- No certification covers NCD issuance, securitisation, or lender relations at operations depth
- Every professional in DCM today figured it out alone — 3 to 5 years of on-the-job fumbling
IB Club exists to give the next generation a structured path that didn't exist for the previous one. 10,000 professionals who enter the industry with clarity and confidence from Day 1.
The next generation of DCM professionals
Career Paths
7 Paths Most Finance Professionals Discover Too Late
Each path has massive demand, thin competition, and a clear progression. Swipe to explore.
PATH 1
Treasury Professional
Cash management. ALM. Liquidity risk. Stress testing. The operational backbone of every lending institution.
Treasury Analyst→Sr. Manager→Treasury Head→CFO Track
You see the entire balance sheet daily. Skills compound for 20+ years. Leads directly to CFO.
PATH 2
Capital Markets Professional
Term loans. NCDs. CP. ECBs. Instrument execution end to end. The core of debt capital markets.
DCM Analyst→Associate→VP→Director
Capital raising is continuous, not annual like equity. Demand never stops.
PATH 3
Securitisation Specialist
DA vs PTC. Waterfall mechanics. Credit enhancements. The most specialised niche in DCM.
SF Analyst→Manager→Head of Securitisation
Supply of qualified professionals is extremely thin. Career advancement is faster because talent is scarce.
PATH 4
Debt Syndication Leader
15–30 lender relationships. Term sheets. Rating presentations. Multi-lender deal orchestration.
Lender Relations→Syndication Mgr→Director
AI cannot replace this. When markets freeze, lender trust keeps capital flowing. Strongest moat in DCM.
PATH 5
Credit & Ratings Professional
Rating agency coordination. Ratio analysis. Surveillance. Covenant tracking. The invisible high-value role.
Rating Coordinator→Credit Analyst→Head of Credit Strategy
A career path most people don't know exists. Managing ratings from the issuer side is specialised and high-value.
PATH 6
Corporate Finance Analyst
Projections. MIS. Board reports. Corporate decks. Financial models that drive real decisions.
Analyst→Senior Analyst→VP→CFO Track
The broadest path. Every lending institution needs this function. The analytical engine of the organisation.
PATH 7
Bond Trading Desk
Fixed income dealing. Secondary market operations. Yield curve reading. Price discovery. Where debt instruments come alive after issuance.
FI Dealer→Sr. Dealer→Desk Head→Head of Fixed Income
The issuer side watches trading desks react to their deals. Understanding both sides is a rare and powerful combination.
← Swipe to explore all 7 paths →
Mentorship Program
Mentorship for 10 Applicants Per Cohort.
First Come, First Serve.
Most finance programs are built for hundreds. This one isn't. Every cohort is capped at 10 — so you get real access to a practitioner with 20+ years in debt capital markets, not a recorded lecture and a certificate.
10
Seats per cohort
3
Months, structured
20+
Years practitioner experience
₹8,000cr+
In transactions mentored from
Open to MBA students, CAs, and early-career finance professionals. Seats fill fast — attend the Career Briefing to know if this is right for you.
Attend the Career Briefing →What You Get
Everything Inside the Program
The Career Briefing covers the full program structure. Here's a snapshot of what the 3 months include.
🎬
Course Videos
Practitioner-built video modules covering NBFC business models, credit, treasury, structured finance, and capital markets. Learn at your own pace, revisit anytime.
📡
Weekly Live Classes
Live sessions with the mentor — not pre-recorded, not delegated. Real-time discussion, deal walkthroughs, and Q&A on what you're working through.
🗂️
Toolkits & Templates
Practitioner-built working tools — credit appraisal frameworks, deal structuring templates, and treasury models drawn from actual transactions.
🗺️
Individual Development Plan
A personalised career roadmap built with you — not for a generic profile. Where you are, where you want to go, and the exact steps to get there in DCM.
Questions
Frequently Asked Questions
India's only practitioner-led education platform for debt capital markets and structured treasury. 37 courses across 8 packs built by a practitioner with 20+ years and ₹8,000+ crore in transactions. Not a training institute. A practitioner who decided to teach what nobody else would.
The side of finance where institutions raise capital through debt instruments — term loans, NCDs, commercial paper, ECBs, securitisation. It handles 10–50x more transaction volume than equity markets in India annually. Over 9,000 NBFCs, banks, HFCs, and fintechs depend on these functions daily.
A debt capital markets practitioner with 20+ years across term loans, NCDs, CP, securitisation, ECBs, treasury, and lender relations. Not a trainer or coach — someone who has structured deals, managed treasury, navigated every major NBFC crisis from 2008 to 2020, and decided to teach what he couldn't find anywhere else.
Basic finance understanding helps but you do not need prior debt capital markets knowledge. Each pack starts from fundamentals and goes to operations level. Pack 7 is specifically designed as the entry point for anyone new to DCM.
A live 50-minute Zoom session every Saturday where the practitioner covers 7 DCM career paths, salary data, companies that hire, and how to start. ₹99 to attend. No recording shared — attend live or miss it. For serious professionals only.
Directly. The knowledge shows up in how you answer interview questions. When you can explain how an NBFC raises capital at operations level — term loan structuring, NCD issuance mechanics, ALM management — interviewers notice immediately. This depth separates you from every other candidate.
No. It is practitioner-built education. You get course completion certificates but this is not a CFA or CMA equivalent. What you get is operational knowledge that certifications do not teach — the kind that makes you effective on a desk from Day 1.
All courses are self-paced video lessons hosted on Graphy. Lifetime access once purchased. Watch on any device, at any time, as many times as you need. No schedules. No deadlines. Go at your pace.
Attend the ₹99 Saturday Career Briefing first. You'll see all 7 career paths and understand which one resonates. Then pick the packs mapped to that career. If you already know your direction — the Knowledge Map on this page shows which packs each career path needs. Not sure at all? Start with Pack 7 at ₹8,000.
Each pack is sold individually. Buy only what your chosen career path needs. Most career paths require 2 packs. You do not need to buy all 8. The Knowledge Map shows exactly which packs map to which career.
Still have questions? Write to us at [email protected]
"The professionals who'll be hardest to replace are the ones who understand how debt markets actually work."